Is It Worth Buying A Domestic Travel Insurance For A Trip Within The Country?

According to data collected by the World Travel and Tourism Council, tourism generated about Rs. 16.91 Lakh Crore in India in 2018, contributing to about 9.2% of the country’s GDP. This staggering revenue figure demonstrates the fondness Indians have for travelling.

However, travelling and holidays can sometimes take a turn for the worse due to certain unforeseen situations. There can be medical emergencies, unfavourable weather conditions and other situations that can become financial liabilities during your travels. However, these expenses can be easily eradicated with the help of a domestic travel insurance scheme.

What does this insurance policy entail?

Most individuals do not consider the risks that can arise during travelling. Especially during domestic travels, individuals neglect to consider the unforeseen liabilities that can arise in due course.

A Domestic Holiday Cover offered by Bajaj Finserv is one such insurance policy that can provide several benefits to safeguard you financially against these situations.

Availing this policy can impart you with the following benefits –

  • Travel assistance

             During your travels, there can be situations where you can be stranded without accommodation or any mode of transport. This holiday insurance cover provides up to Rs. 50,000 to cover emergency hotel and travel assistance during domestic travels.

  • Roadside assistance

             If you are travelling by car, a breakdown in the middle of nowhere is one of the risks that can arise any time. However, with a Road Trip Cover offered by Bajaj Finserv, you can avail 24×7 roadside assistance for emergency transportation, vehicle repairs, etc.

  • Card blocking services

             A domestic travel insurance policy also provides 24×7 card blocking services that can help you to safeguard your finances in case of theft or loss of your wallet. This feature of the insurance policy allows you to block all your cards by placing a single call to your insurance provider. It also helps you to avail a free replacement for your PAN card.

  • Complimentary accident insurance

             A complimentary accidental insurance cover protects you against liabilities like accidental hospitalisation, personal accidents, trip cancellations, etc. This complimentary insurance cover provides up to Rs. 3 Lakh as reimbursements.

Thus, a domestic travel insurance scheme is one of the necessities that can ensure that your holiday does not end up costing you more than what you have planned.

Additionally, you can also avail other Pocket Insurance policies offered by Bajaj Finserv like the Baggage Cover insurance scheme to ensure that your belongings are protected during your travels. This policy cover provides financial coverage against the loss or damage of your luggage during your trip.

With these insurance covers, you can ensure that your travels are secure and hassle-free.

How to apply for this insurance policy?

The process of availing this insurance policy is extremely simple. You can apply for travel insurance online through the website of your insurance provider.

Visit the designated page for the insurance policy and fill out all the necessary details. Make sure you attach the required documents like KYC documents and pre-existing membership details as requested by your insurance provider. Next, pay your premium and apply for the policy.

How to claim the benefits of your domestic travel insurance scheme?

Most insurance providers have streamlined their claim process, which has made it simpler for you to raise your claim against the policy. You can do so by following the steps below –

  • If you need to avail the card blocking services, you can do so by calling the customer care number of your insurance provider.
  • For any other assistance, you will need to submit evidence supporting your claim.

With these simple steps, you can protect yourself financially from any unforeseen emergencies that may arise during your trip. However, make sure that your insurance policy suits your requirements before you apply for it.

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