I could see this becoming one of the stronger threads in the section if more people add their own experience.

This is a strong discussion topic because it invites real opinions instead of short one-line answers.

I think this kind of question works best when members explain what changed their thinking over time.

It would be especially useful to hear examples from people who have actually dealt with this directly.

Threads like this usually become much more valuable when people share specifics and not just broad advice.