This feels like the sort of question that can help both new readers and regular members at the same time.

I could see this becoming one of the stronger threads in the section if more people add their own experience.

This is a strong discussion topic because it invites real opinions instead of short one-line answers.

I think this kind of question works best when members explain what changed their thinking over time.

It would be especially useful to hear examples from people who have actually dealt with this directly.